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4 Tips and Insurance Claims Advice After Storm Damage

Jan 4

If you're not regularly maintaining your home, your storm damage insurance claim can be denied by the insurance company because of your contributory negligence. The majority of insurance laws require you to use reasonable care. Maintenance that is basic and preventative is included in this category. This article is sourced from licensed public insurance adjusters in Las Vegas and restoration experts.

These guidelines will help prevent storm damage and ensure your insurance company covers any unexpected damage. The most effective advice we can offer is to speak with a licensed public adjuster or restorations specialist to help you find troublesome areas in your home's exterior as well as inside, so that you're fully avoiding storm damage . You should also be prepared for any damages that are not preventable like those caused by extreme weatherevents, floods, hail heavy rains or strong winds.

#1: Clean Your Gutters

Though it's not easy the process of cleaning gutters is crucial if you want your home to be as storm-proof as you can. If you're unable to climb on a ladder safely and comfortably, call an expert gutter cleaning service. Certain contractors for roofing and the exterior provide this service. Make sure your downspouts are in good condition for proper channeling of water away from the home's foundation.

#2 Examine your roof for leaks and leaks.

Inspect your roof for existing leaks. Look for flashings around cracks in the roofing , like vent pipes, skylights, and also where the roofing system is situated between chimneys and walls. Inspect for missing shingles. It is difficult for a non-expert to discover minor roof leaks but even minor roof leaks can cause extensive storm destruction to your home. Because most insurance policies demand homeowners to perform some sort of regular pre-planned maintenance, it is vital to hire an expert to examine your roof to identify any problem areas. To avoid minor leaks developing into major problems, consult an approved roofing contractor.

To prevent water damage from heavy storms and water leakage make sure your gutters are cleaned

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#3 Inspect the Foundation of Your Home for Cracks, Gaps and Potential Leaks

The majority of homeowner's insurance policies prohibit the entry of water into a house from the exterior. A lot of people aren't aware that floods are a separate coverage under a different policy (if it is offered in any way) and that water coming infiltrating from the outside is thought to be a flood. While it is recommended to call a professional contractor to deal with any discovered leaks, you can possibly prevent water entry into your home by caulking cracks and gaps (in your foundation , or around windows and doors) using a siliconized caulk that is used for exteriors, such as GE Siliconized Sealant.

#4 Examine the area for trees that may be uprooted and cause storm damage.

Check the trees around your home. Trees that are diseased or dead are more susceptible to being felled by strong winds, which could cause serious damages to your home. A professional will be able to take away any dying, dead or weak trees from your property.

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Select Adjusters
4570 S Eastern Ave UNIT 23, Las Vegas, NV 89119